perry.m.power has indicated that this thread is about Sydney
You are better off talking to your bank. My cc for instance is "linked" with my debit account and the credit card bill gets taken out of my debit account every 4 weeks.
So do you have savings or are you going to be using credit cards for everything? If so how are you going to pay off the credit card bills as odd jobs might not earn you enough (at least in the beginning).
The question to find out is whether your home country CC will slug you for 'overseas' fees on anything you spend in Australia and NZ. As a working visa, I'm not sure how easy it will be to get a card in Australia. Plus it takes some time to get offered a decent credit limit.
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