Travel insurance--- Backpackers over Annual Multi trip

Im goin to thailand on my first destination and from there im not sure (12mth travel), probably wont be goin to usa or canada.

Aaah i've noticed alot cap the amount of time per trip on the annual multi trip so i will extend my question.

I no its not about the cheapest but the best cover:-

So who gives good cover for all the usual stuff needed by most travellers?
Anyone had experiences claiming or dealings with there insurer that were positive.... just because alot of people seem to have had trouble claiming?

Obviously based upon that i can add what evers needed for a policy suited to me


Travel insurance--- Backpackers over Annual Multi trip

Travel insurance--- Backpackers over Annual Multi trip

Travel insurance--- Backpackers over Annual Multi trip

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